Long And Short-Term Disability Insurance Claims

You likely purchased or opted-in to disability insurance coverage just for times like these, but now your insurance company has denied your claim or terminated the benefits you had been receiving. You need to take action to get the disability benefits you are owed but need to be strategic in doing so. Simple mistakes in interacting with your insurance company can wreck your chances of recovering your benefits. Given the complex nature of this area of law, it is important to speak with an attorney before proceeding.

Depending on whether you received disability insurance coverage through work or on your own will determine which laws govern your claim. If you received coverage through work, the Employee Retirement Income Security Act of 1974 (“ERISA”) sets very specific guidelines for how and when you can challenge your denial or termination of benefits. If you purchased disability insurance on your own, you may have a wider range of options for pursuing your claim.

The key to insurance disability claims is understanding how the insurance companies work. Our attorneys have disputed benefits denials with:

• Aetna
• Prudential
• MetLife
• Reliance Standard
• The Hartford
• Cigna
• And more…

And we have helped clients with:

• Chronic Fatigue Syndrome/ ME-CFS
• Degenerative Back Conditions & Failed Back Syndrome
• Multiple Sclerosis
• Carpal Tunnel Syndrome
• Cognitive Impairment
• Traumatic Brain Injuries
• Depression, Anxiety, & other Mental Health Illnesses
• Multiple Myeloma
• And more…

With years of experience filing disability insurance claims, challenging denials and terminations of disability benefits, and filing lawsuits against insurance companies, the attorneys at Gallup Auerbach can help. While we have offices in Hollywood and Coral Springs, Florida, we can help with any disability insurance claim no matter what state you live in.

Do you need to discuss the next steps in your disability insurance claim? Fill out our Case Evaluation (“How Can We Help You?”) form on the left side of this page. We will contact you and give you our sense of the strength of your case, and where we should go from here.