Helping You With A Delayed Or Denied Long-Term Disability Claim
Individuals in Florida who have long-term disability insurance coverage – whether through an employer or a private entity – hope they will never need it. But it is undoubtedly peace of mind, particularly in today’s uncertain times.
Unfortunately, if you find yourself facing a long-term serious medical illness or injury, you may encounter hurdles when filing your claim. Many claims often get initially denied. Fortunately, under the law, you have a right to fight back and appeal.
Claims Governed By ERISA
For employer-sponsored long-term disability policies that you pay into as an employee, the law is governed by the Employee Retirement Income Security Act of 1974, also known as ERISA. The rules, procedures and time frames are very strict.
If you have been denied a claim under your employer’s policy, getting an attorney with knowledge of ERISA and experience helping individuals in similar circumstances is vital to ensuring your rights are protected.
A Thorough Understanding Of The Law
At Gallup Auerbach, our lawyers have extensive experience helping those throughout South Florida with denied long-term disability insurance claims.
We know ERISA, the procedures involved and tactics insurance companies use when approving or denying claims. Our team has worked with adjusters from well-known entities, including:
- Reliance Standard
- The Hartford
We Know How Insurance Companies Operate
Insurance companies are not in the business of paying out claims. They have well-trained adjusters, investigators and legal representatives who scrutinize every aspect of a claim. If they have skilled advocacy on their side, you should too.
Let Us Advocate For Your Right To Benefits
Contact our office to schedule a consultation. We can discuss your injury or illness, your claim and legal recourse options under the law. Let us use our skill, knowledge and experience to find the best court of action for you.
We also assist individuals who have private long-term disability insurance with denied, delayed or terminated claims. Learn more.