Many people opt to purchase private disability insurance coverage for peace of mind. In the event an injury or illness prevents them from working and earning a paycheck, they can rely on benefits via their policy. Unfortunately, all too often, insurance companies...
Utilizing our skill, knowledge, and experience to find the best solution for you
Year: 2021
Can my short-term disability be denied?
There are times in a Florida employee’s career where he or she may not be able to work because of a medical condition. Whether it be a surgery, pregnancy, cancer, etc. short-term disability (or STD) insurance helps employees continue to receive compensation when they...
Case-in-point highlights continuous issue with employee misclassification
Under federal law, certain employers are required to pay non-exempt workers time-and-a-half for any hours worked in excess of 40 per workweek. However, some companies have, either intentionally or in error, misclassified employees, resulting in employees not receiving...
New moms have entitlements when they return to work
New moms often face insurmountable hurdles, with a million new things to consider in everyday life. The stress is enhanced for working moms who head back to work after maternity leave. Fortunately, breastfeeding moms returning to work have special entitlements under a...
How employment laws protect older workers
Financial considerations and healthy lifestyles have encouraged many older workers to delay retirement. Since baby boomers comprise the largest population group in the U.S., age discrimination in the workplace has increasingly emerged as a problem with serious...
Tips for living with a disability while your claim is pending
We’ve spent a lot of time on this blog discussing the legal realities of short- and long-term disability insurance claims. This week we want to focus on something a little different. We know that being injured at work can take its toll on your finances. After all,...
How to Use and Avoid Misuse of the I-9 Employment Eligibility Verification Form
Under federal law, most employers in the U.S. have an affirmative obligation to verify the identity and work eligibility of everyone they hire. To do so, employers inspect documentation and complete Form I-9, Employment Eligibility Verification. Part of this form is...
Will I lose my job if I take time off to care for my sick parent?
The Family Medical Leave Act gives employees who work for covered employers unpaid leave to care for specific family members who have medical issues. You may keep your job if you qualify. If your employer is eligible for FMLA, you may take 12 weeks of leave in a...
4 commonly asked questions about disability in the workplace
According to the Centers for Disease Control and Prevention, or CDC, 61 million U.S. adults have some form of disability. This comes out to approximately 26% of the nation's grown-ups. Furthermore, the CDC estimates that around 28.1% of Florida's adult population...
Reasons why ERISA disability claims are denied
If you suffer a devastating long-term or permanent injury at work, it’s crucial to you and your family’s well-being that you receive the disability benefits you deserve. However, insurance companies make that as difficult as possible as their priority is to protect...