Statistics gathered and maintained by the United States Social Security Administration (SSA) show that the vast majority of claims for Social Security Disability Insurance (SSDI) benefits are denied. Fortunately, the SSA regulations that govern denials of disability...
Many employers provide disability income protection for employees, a benefit that grew rapidly post-COVID. A short-term disability policy provides benefits for a handful of months for employees unable to work due to injury or illness. Upon expiration of those...
If you’ve suffered an injury or illness that has left you disabled, you might breathe a sigh of relief knowing that you have long-term disability insurance to offer support while you are unable to work. But you might be in for a rude awakening when you find out that...
Many Florida workers have long-term disability insurance through their employers. It is a way for employees to have peace of mind, financially and emotionally, in the event they cannot work due to injury or illness. Unfortunately, many long-term disability claims are...
Individuals across the nation suffer injuries every day. Some injuries are fairly mild with minimal recovery. These types do not typically affect people’s lives much. Alternately, other injuries can be very severe. People may require extensive medical treatment, a...
Many people opt to purchase private disability insurance coverage for peace of mind. In the event an injury or illness prevents them from working and earning a paycheck, they can rely on benefits via their policy. Unfortunately, all too often, insurance companies...
There are times in a Florida employee’s career where he or she may not be able to work because of a medical condition. Whether it be a surgery, pregnancy, cancer, etc. short-term disability (or STD) insurance helps employees continue to receive compensation when they...
We’ve spent a lot of time on this blog discussing the legal realities of short- and long-term disability insurance claims. This week we want to focus on something a little different. We know that being injured at work can take its toll on your finances. After all,...
According to the Centers for Disease Control and Prevention, or CDC, 61 million U.S. adults have some form of disability. This comes out to approximately 26% of the nation's grown-ups. Furthermore, the CDC estimates that around 28.1% of Florida's adult population...
If you suffer a devastating long-term or permanent injury at work, it’s crucial to you and your family’s well-being that you receive the disability benefits you deserve. However, insurance companies make that as difficult as possible as their priority is to protect...