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Individuals could face a disability at any time. In many cases, it prevents them from earning a living. Many have disability insurance policies to cover living expenses in the event that are out of work and cannot earn a paycheck. Unfortunately, some who make a claim...
Taking out an insurance policy with short-term disability benefits should provide you with financial help if you suffer an injury or illness that temporarily keeps you from working. Unfortunately, insurance companies are not always willing to approve claims or they...
When you experience a disability, Social Security benefits ensure you can cover essential living expenses when unable to work. However, the Social Security Administration (SSA) can decide to suspend benefits for a few reasons. Understanding the SSA's decision-making...
When individuals purchase a long-term disability insurance policy, there is typically a waiting period, also known as an elimination period. But what are elimination periods and why are they significant? A little background An elimination period is the time between...
Most Florida residents know little about how long-term disability benefits work until they find themselves needing them. These benefits seek to replace a certain percentage of your income if you become unable to work due to illness or injury. Below are a four issues...
If you have long-term disability insurance, either through your employer or privately, you have some protection in the event an illness or injury occurs that prevents you from working for an extended period. This insurance benefit helps cover a percentage of your lost...
Long-term disability insurance is a tremendous asset for employees who suffer serious medical condition or injuries and can no longer work. The Employee Retirement Income Security Act, or ERISA, is the governing rule for long-term disability insurance. It sets the...
Disability insurance helps to cover some of an employee's lost income when unable to work due to injury or illness. Some employers provide this benefit, while some employees purchase private coverage. Long-term disability is for an employee who is unable to work for...
When you apply for short-term disability insurance in Florida and receive a denial in response, you may feel valid frustration. When an insurance provider denies your claim, it has to send an explanation of why it disagreed with the assertion of your doctors that you...
If you are an employee, there is the possibility that you have disability benefits through your employer-sponsored health benefits. These benefits may include short- or long-term benefits that help cover lost wages in the event you have an injury or illness that...